Did You Know? 90% of People Make This Mistake After a Car Crash

Car accidents can happen in the blink of an eye, leaving individuals in a state of shock and confusion. It is crucial to understand that the immediate aftermath of a car accident is a critical period that can significantly impact the outcome of any subsequent legal or insurance proceedings. Shockingly, statistics reveal that a staggering 90% of people miss one of the following steps after being involved in a car accident. This underlines the importance of knowing the correct steps to take in such situations.

In this article, we aim to guide you through the essential actions you should take immediately after a car accident to protect your rights and ensure a smooth claims process. We will introduce you to Maniaci, Ciccotta & Schweizer, a reputable personal injury law firm with 30 years of experience helping car accident victims navigate the complexities of legal proceedings.

1. Ensure Your Safety First

The first and foremost priority after a car accident is ensuring the safety of everyone involved. Check yourself and others for any injuries, and if there are any signs of injury, seek immediate medical attention. It’s crucial not to underestimate the potential for hidden injuries that may manifest later.

If it’s safe to do so, move your vehicle to the side of the road or a designated area to avoid obstructing traffic. This not only ensures the safety of those involved but also reduces the risk of further accidents.

2. Contact the Authorities

Contacting the authorities, especially the police, is a crucial step after a car accident. The police can create an official report of the accident, which may prove valuable for insurance purposes later on. If the situation is severe, do not hesitate to call emergency services like 911, especially in cases of serious injuries or significant damage.

3. Gather Relevant Information

Exchange information with the other driver involved in the accident. Be sure to collect essential details such as names, contact information, and insurance details. However, it’s crucial to avoid admitting fault or speculating about the cause of the accident. Document the crash scene by taking photographs of the vehicles involved, skid marks, and any visible injuries. Don’t forget to obtain contact information from potential witnesses, as their testimonies can be crucial later on.

4. Notify Your Insurance Company

Promptly reporting the accident to your insurance company is crucial, even if you believe the other party is at fault. Failure to do so may result in a denial of coverage. When communicating the details of the incident to your insurance agent or claims department, accuracy and honesty are paramount. Provide all necessary information and follow any additional steps outlined by your insurance company.

5. Take Pictures

If you are physically able, take pictures of the accident. Take pictures of everything relevant to the accident including damage to vehicles, conditions that led to the accident, etc.

6.  Do not claim fault

Under any circumstances, do not claim that you are at fault for the accident. Sometimes we do this out of a desire for politeness or to calm tensions after a frustrating accident. However, you may not have been at fault even if you think you might have been.

7. Seek Legal Guidance if Needed

While minor accidents can often be resolved through insurance claims, it’s advisable to consult with a knowledgeable car accident lawyer, especially in cases involving serious injuries or disputes over liability. Maniaci, Ciccotta & Schweizer, with their three decades of experience, can offer advice and representation.

Understanding the Insurance Claims Process

Understanding the insurance claims process is crucial for a smooth resolution. File your claim promptly and provide all necessary documentation to support your case. Insurance adjusters will play a significant role in assessing the damage and determining a settlement offer. It’s important to cooperate with them while also being cautious of potential undervaluation tactics.

Gathering Evidence for Your Car Accident Claim

In addition to the basic information exchanged at the scene, there are other types of evidence that can strengthen your car accident claim. Medical records, repair estimates, and testimonies from expert witnesses can provide additional support. Collecting comprehensive evidence is key to a successful claim.

When to Consider Hiring a Car Accident Lawyer

While many cases can be resolved through insurance, there are instances where legal representation becomes essential. Hiring a car accident lawyer offers several benefits, including their ability to negotiate with insurance companies on your behalf and, if necessary, file a lawsuit to protect your rights. Maniaci, Ciccotta & Schweizer can provide the experience needed to navigate the legal complexities.

Conclusion

In conclusion, the moments following a car accident are crucial, and making the right decisions can significantly impact the outcome of legal and insurance proceedings. Reiterate the importance of taking immediate and appropriate action to ensure safety and protect legal interests. Encourage readers to consult with Maniaci, Ciccotta & Schweizer, a trusted personal injury law firm, for advice and representation in car accident cases. By following the steps outlined in this guide, individuals can navigate the aftermath of a car accident with confidence and safeguard their rights.